I have $15,000 in credit card debt and I need a loan to help me put my debt together and make only one payment. My credit score is 615. Does anyone know who can help me with this. I don’t want the debt consolidation consultants.

This debt is both from unsecured and secured Stafford loan VSAC obtained for me. Can I reverse the consolidation back to my old rate (near 7%) ? My debt jumped from 25,000 to 50,000 (unless I pay back fast).

Will I qualify for a debt consolidation loan if I have bad credit?

My husband and I are about $14,000 into debt. We just bought a home last year and you know how it goes from then on. Between the two of us, it’s not too high of a number but with HIGH HIGH interest rates, it feels like it will never go away. We are looking into a personal loan (home equity loan not an option at this time). We want to payoff all our debts and use the rest for finishing our basement. I do the bills, and can’t stand the anxiety associated with making sure everything is where it should be on time. From personal experiences, has anyone benfitted or had a loss from taking out a personal loan and re paying it back over time?

Product Description
Many people have countless credit cards that accrue high interest rates. By consolidating their debt into one low payment each month, they not only save money, but can also eliminate their debt, and there are many different ways to consolidate debt.

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www.instantbaddebtconsolidation.com – Get your credit score back up to where it is suppose to be

I am 24 years of age with 2 kids i work for a supplier of the big 3 (Ford, Chrysler,GM) i just started getting garnished from a credit card from 2002 i am wondering should i try debt consolidation or bankruptcy
SOMEONE PLEASE HELP!!!!!!!!!!!!!!!!!!!!!!

I have 2 cc’s with high interest rates plus another sig loan. I feel a consolidation loan will lower my rate and I would save money over time.

I was wondering if careone is a good debt consolidation company. I have 1 unsecured card thats about $8000 in debt. Anybody knows the best way to get out of it quick. I cant get a loan at this point so~
thanks a lot!

I need to find out where I can a debt consolidation loan, even though I have bad credit due to some unforseen circumstances in life. Has anyone gone through this and who do you recommend? What about filing for bankruptcy – how long does that take before the debts are discharged?